SIGN UP
DONATE
CONTACT
 

Permitting Stove Installations

Updated: October 9, 2015
Can I install my own stove? What is the difference between a building permit and a mechanical permit? Unique circumstances Insurance Considerations

Most insurance companies do not increase the annual premium for a wood or pellet stove but some add $20 - $30 a year.  However, many insurance agencies want to know that the stove was installed by a professional and/or complies with any local requirement to get a permit and inspection.  Bottom line: to ensure you don’t have any problems with your insurance company in event of damages from a wood or pellet stove, you should take these safety measures:


In Maine, if a wood stove is installed correctly and inspected by the fire department, insurance should remain the same.  However, if a home is rented, wood stoves increase exposure to loss or damage, so fire insurance is available at a higher premium.  To view a discussion board on this topic, visit: http://www.city-data.com/forum/maine/445934-wood-stoves-question-insurance-increase-installation.html

For more info:

 
How to Buy a Wood Stove
    Consumer Reviews
    The Best Clean Stoves
    Free Firewood
    What to Avoid
    Buying a Stove
    Featured products
    Reliable Pellet Stoves
    MD Rebate Q & A